What is Medicare Supplement
Insurance (aka Medigap)?

Medicare Supplement Insurance or Medigap refers to other health insurance plans that are sold by private health insurance companies to supplement Original Medicare. Have more questions, Call today to get the answers you need.

How does it work?

With Original Medicare (Medicare Part A and Part B) you may be faced with out-of-pocket costs...

A Medicare supplement insurance plan may be able to help cover some of those unexpected costs. Call today to speak to a licensed insurance agent to get the answers.

(888) 686-1674

(Speak with a licensed insurance agent - TTY 711 | M-F 5am-10pm | S-S 5am-9pm PST)

How do I know if I'm eligible?

*If you are enrolled in a Medicare Advantage plan, you will not be eligible to sign up for a Medicare supplement insurance plan.

Be Enrolled in Part A & Part B

Need more information? Call today

What does it cover?

Although Medicare Supplement Insurance plans don't generally cover long-term care, vision/dental care, hearing aids, glasses, or private nursing a Medicare Supplement Insurance plan can help pay (some or possibly even all) the remaining health care costs like:

Copayments - CALL NOW for more details 

May also cover services that Original Medicare doesn't, like
medical care outside of the U.S. - CALL NOW for more details

CALL NOW
Additional Information

8 Things to know about these policies as stated below from Medicare.gov

"• You must have Medicare Part A and Part B.
• A Medigap policy is different from a Medicare Advantage Plan. Those plans are an alternative way to get Original Medicare benefits.
• You pay the private insurance company a monthly premium for your Medigap policy. You pay this monthly premium in addition to the monthly Part B premium that you pay to Medicare.
•A Medigap policy is different from a Medicare Advantage Plan. Those plans are an alternative way to get Original Medicare benefits.
• You can buy a Medigap policy from any insurance company that's licensed in your state to sell one.
Any standardized Medigap policy is guaranteed renewable even if you have health problems. This means the insurance company can't cancel your Medigap policy as long as you pay the premium.
• Some Medigap policies sold in the past cover prescription drugs. But, Medigap policies sold after January 1, 2006 aren't allowed to include prescription drug coverage. If you want prescription drug coverage, you can join a Medicare Prescription Drug Plan (Part D). If you buy Medigap and a Medicare Prescription drug plan from the same company, you may need to make 2 separate premium payments. Contact the company to find out how to pay your premiums.
• It's illegal for anyone to sell you a Medigap policy if you have a Medicare Advantage Plan, unless you're switching back to Original Medicare."