What is Medicare Supplement
Insurance (aka Medigap)?

Medicare Supplement Insurance or Medigap refers to other health insurance plans
that are sold to supplement Medicare. Have more questions, Call today to get all the answers you need.

How does it work?

With Medicare (Part A and B) you may be faced with out-of-pocket costs...

A supplemental insurance plan may be able to help cover some of those unexpected costs

Call today to get all the answers
(888) 686-1674

How do I know if I'm eligible?

*If you are enrolled in a Part C plan, you will not be eligible to sign up for a supplemental plan.

01

You Must be 65 old

Need more information? Call today

02

Be Enrolled in Part A & Part B

Need more information? Call today

03

Live in Service Area

Need more information? Call today

What does it cover?

Although supplemental plans don't generally cover long-term care, vision/dental care, hearing aids, glasses, or private nursing a supplemental plan can cover (some or possibly even all) the following:

Copayments - CALL NOW for more details 

May also cover services that Original Medicare doesn't, like
medical care outside of the U.S. - CALL NOW for more details

CALL NOW
Additional Information

8 Things to know about these policies as stated below from Medicare.gov

"• You must have Medicare Part A and Part B.
• A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.
• You pay the private insurance company a monthly premium for your Medigap policy. You pay this monthly premium in addition to the monthly Part B premium that you pay to Medicare.
• A Medigap policy only covers one person. If you and your spouse both want Medigap coverage, you'll each have to buy separate policies.
• You can buy a Medigap policy from any insurance company that's licensed in your state to sell one.
Any standardized Medigap policy is guaranteed renewable even if you have health problems. This means the insurance company can't cancel your Medigap policy as long as you pay the premium.
• Some Medigap policies sold in the past cover prescription drugs. But, Medigap policies sold after January 1, 2006 aren't allowed to include prescription drug coverage. If you want prescription drug coverage, you can join a Medicare Prescription Drug Plan (Part D). If you buy Medigap and a Medicare drug plan from the same company, you may need to make 2 separate premium payments. Contact the company to find out how to pay your premiums.
• It's illegal for anyone to sell you a Medigap policy if you have a Medicare Advantage Plan, unless you're switching back to Original Medicare."