From my own experience, I can tell everyone that, it is absolutely beneficial to possess a Health Insurance Plan for all the unexpected unhealthy events that one has to overcome. For someone self employed as myself, being the owner of a clothing boutique; it was even more vital to assure myself a healthier future, by complementing my Health Insurance Plan with Medical Supplement Insurance. Why you ask? Because I am not prepared to handle the large amount of medical bills that comes when you are done seeing your health care provider.
Last year I had appendicitis and I underwent surgery. As probably you can imagine, I depend on my business to pay for my living expenses, including my health; so, not going to work, presented the reality of having a great amount of income loss, but also it put me in the bind of not being able to pay my bills. Fortunately, besides buying a Health Insurance Plan, I also bought Medical Supplement Insurance that allowed me to cover the gaps that my Health Policy had such as additional medicine cost, Lost Income and some of my Living Expenses. How did I cover them you might ask? My Medical Supplement Insurance gave me a cash sum due to illness which I used to pay for those emergencies.
I am very pleased with my California Medicare Supplement Insurance, and as I now know, I can take advantage of it in more ways because it also includes deductibles, co-payments, specialists who are out of the network, child care, household help, travel and lodging if the illness treatment is far from my home, experimental treatments, and much more. Even if I hoped that I was not going to have to use my Medical Supplement Insurance for a critical situation, if that were the case, I am already and prepared for that with my Health Insurance Plan and its Supplemental Insurance Plan.
I have learned and I am completely aware that there are different types of Supplemental Insurance such as those for Critical Illnesses, Accidental Death & Dismemberment Insurance and Hospital Indemnity. Depending of ones condition, it would be wise to select the one that suits your situation.
Health is first in my list of priorities because without it, anything of the other things I want in life can’t be achieved; and for that, it is well worth it for me to invest in a good Medical Policy and Supplemental Insurance Plan.
For those individuals, who are out searching for the best option to assure their Health Care future, will be able to find the perfect solution that fits their needs and budget if they take their time and look at all the options.. And to take out the most , It is smart to compare companies and plans before making your decision. Once you have come to a conclusion you will be able to say just as that, “The pass to tranquility is with my Medical Supplement Insurance.”